Secure. Mobile. Independent.

All that glitters is Novem Gold

In NOVEM GOLD we trust

999,9

Gold

Physical gold from Heimerle und Meule refinery

BNB

Blockchain

Ownership secured by Smart Chain

App

Visa Card

Integrated payment system with your gold-backed debit card

The Novem Gold Card

Benefit from a strong team

Every company has its strengths. With our Novem Gold Card, you benefit from those very strengths of 2 experts in their respective sectors.

The Novem Gold Group and Visa Card unite their businesses in an unprecedented way,
offering you the world's first gold- backed Visa Card.

Novem Group

Traditional Austrian
gold trading company

Visa Card

A market leader in
credit card systems

Apply for your Novem Gold Card.

In NOVEM GOLD we trust

NOVEM GOLD is secure

Secure value. Certified 999.9 gold only. Securely stored and best insured in inhouse vaults.

NOVEM GOLD is mobile

Global mobility with NNN NOVEM GOLD token. Digital currency based on securely stored gold. Online available 24/7.

NOVEM GOLD is independent

Novem Gold is independent Independent from all entities. Our transactions utilize state-of-the-art blockchain technology to enable direct sender-to-recipient transfers.

Novem Group's Multi-Wallet

Are you tired of converting cryptocurrencies or gold into cash? Do you wish there was a simpler way to access your various accounts and make transactions with ease?

Our multi-wallet eliminates these struggles and provides a user-friendly platform for managing all your assets in one place.

Say goodbye to the headaches of scattered cryptocurrency management and join our revolutionary multi-wallet which is here to simplify your life.

Cryptocurrencies

  • Buy, sell, or manage 9 different cryptocurrencies 
  • Bitcoin, Ethereum, Litecoin, Tether, Bitcoin Cash, BAT, NNN+, USD Coin and EOS
  • Low transaction fees starting at 0.5%*
  • A plain exchange rate for buying and selling - no hidden margins in our prices
  • Pay with your cryptos and our Novem Gold Card
  • Exchange your cryptos to traditional currencies
  • Easy wallet-to-wallet transactions with just one click
  • Free transfers between Novem Gold Card holders*
  • 24/7 Support

Traditional Currencies

  • Traditional exchange rates
  • Transfer fees 4-8% cheaper compared to banks
  • USD, GBP, EUR, CNY, and JPY accounts*
  • Instant SEPA/SWIFT transfer
  • Pay in 150 currencies worldwide with the Novem Gold Card
  • International cash withdrawals
  • Daily cash withdrawals €2,000 - €5,000
  • High account limits
  • Free transfers between Novem Gold Card holders
  • FCA-regulated**
  •  24/7 support

NNN+ Gold Token

  • Physical gold purchase in 10g bars 
  • German refinery Heimerle and Meule
  • Tokenized via Smart Chain
  • Physically gold-backed token
  • Buy and sell anytime
  • Free storage in Austria
  • Inflation-protected capital
  • Tradable on exchanges
  • Exchangeable into crypto or fiat currencies up to €10,000 in real-time
  • Sole ownership
  • Available for pickup or delivery at any time
  • 24/7 support

Featured Benefits

Cryptocurrencies

BTC, ETH, LTC, BCH, USDT, USDC and EOS

Buy and sell different cryptocurrencies at top conditions. Real-time transfers from wallet to wallet and cryptocurrency payments.

Fiat currencies

USD, GBP, EUR, CNY and JPY

Pay with your Novem Gold card in more than 150 FIAT currencies. Bank transfer exchange rates are usually up to 4-8% lower compared to traditional banks.

NNN+ Gold Token

The first gold-backed token ever.

 Tokenized physical gold purchase. Inflation-protected and free storage in Austria. Exchangeable into fiat or cryptocurrencies anytime and anywhere thanks to your Novem Gold Card.

Our Novem Gold Visa Card Special Offer for you

Novem Group's payment system.
Visa Card plus online access to manage all your assets in one place.

139 €

Silver

Multi-Currency Account

$100.000 Account Limit

15.000 € Daily Card Limit

2.000 € Daily ATM Withdrawal Limit

9 € Account Maintenance Fee

Novem Gold Debit Card - Plastic

Real-time Transfer between
Novem Gold Cardholders

Cash Rewards

299 €

Gold

Multi-Currency Account

Unlimited Account Limit

50.000 € Daily Card Limit

5.000 € Daily ATM Withdrawal Limit

16 € Account Maintenance Fee

Novem Gold Debit Card - Metall

Real-time Transfer between
Novem Gold Cardholders

Cash Rewards

Up to 40% off Travel

24/7 Concierge

39 €

Novem Family

Multi-Currency Account

$100.000 Account Limit

15.000 € Daily Card Limit

2.000 € Daily ATM Withdrawal Limit

9 € Account Maintenance Fee

Novem Gold Debit Card - Plastic

Real-time Transfer between
Novem Gold Cardholders

Cash Rewards

Novem Customers only

Your Benefits

Easy crypto capitalization

Exchange your cryptos to FIAT currencies and pay internationally
more easily with your Novem Gold card.

Referral Business

Refer a Friend. Earn Rewards directly.

100% Transparency

No hidden costs. Novem stands for 100% transparency.

Physical gold purchase

Unlike many other providers, Novem enables you adding physical gold to your portfolio.

Travel benefits

Get more when you get away. As a Novem Gold Card Member, enjoy elevated benefits worldwide with our hotel finder. A collection of hotels curated for your convenience.

Pay internationally more easily

Pay anywhere in the world with your gold, crypto and FIAT currencies just using you Novem Gold Card.

Business Convenience

Take advantage of the latest innovation in crypto payments.
Offer customers more choices when it comes to international paying.
Save on high transaction costs and forget about
chargebacks - cryptocurrency does not allow chargebacks.

*    Depending on selected membership type **  Applies to fiat payments only

NNN Novem Gold Token

Digitized "certificate of ownership" of NNN NOVEM GOLD bars. Securely stored in the state-of-the-art-Binance Smart Chain enabling
direct computer to computer (peer to peer) transactions. NNN NOVEM GOLD tokens are special class "stable tokens" absolute value,
backed by 100% physical gold. 1g gold = 1 NNN NOVEM GOLD token.

Coming soon

Novem Gold App - available June 2023

Buy/sell gold.
Money transfers. Cryptocurrency management.
All your assets in one App.

The Future is Gold and Crypto

The Future is Gold and Crypto Like just about everything else in the world, the way we pay for things is changing.
Currently, the idea of tangible assets such as physical precious metals or cryptocurrencies is proving to be "gold right" in the truest sense of word. Facing record high inflation rates, the ongoing Ukraine conflict, rising energy costs, unaffordable real estate prices, an ever-growing national debt and a depreciating euro,
as well as the imminent introduction of a digital euro, we need to protect our savings.
After all, we have worked too hard for it.

Novem has become the first company in the world to develop a revolutionary way to combine the benefits of gold with the world's most advanced security technology, blockchain. This way, you can secure your savings at the highest level of security and manage them conveniently from anywhere in the world via your smartphone or computer.
This is the oldest currency in the world, but it comes along with the latest technology.

Thus, you also bypass the hidden currency reform of the digital euro.

FAQ

Get the Answers You Need at a Glance

Why Novem Gold?

Novem Gold impresses with its absolute transparency purchasing physical precious metals. Through years of experience we know exactly what our customers expect from a physical purchase of precious metals and can therefore meet these exactly.

Why storage?

For security reasons, we recommend storage outside the banking sector. In Novem Gold's own in-house vaults, safekeeping with the highest security standards is guaranteed and, moreover, also insured.

Why NNN+?

The NNN+ is the easiest way to buy physical gold and have it safely stored. Customers from all over the world can purchase physical gold at top conditions.

Why Blockchain?

Blockchain represents a complete and transparent documentation of transactions. With the help of this technology, your purchased gold can be allocated in sole ownership.

Any more questions?

Send us an email and we will get back to you right away.

Apply Now for your personal Visa Card

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